WHAT DOES ?��??�소?�결?�현금화 MEAN?

{?�신?�에??부과하???�체?�금?� ?�주 ?�수???�신?�금???�???�체료이�? ?�액결제 미납가?�금?� ?�액결제 ?�체 ?��??�라??것을 ?�아?�시�?바랍?�다.?�월??�?��?�는 ?�점???��?�? 미납??경우 ?�용?�급 �?발신 소액결제정책 ?�한??불이??발생�